Wealth Management

Horwath Bastow Charleton Wealth Management Limited is the dedicated wealth management arm of Horwath Bastow Charleton and is regulated by the Financial Regulator as a Qualified Fund Manager under the European Communities (Markets in Financial Instruments) Regulations.

We have a dedicated team of professionals with specific training and experience to offer wealth management and investment advice.

We have agencies with all of the Irish Insurance Companies and the majority of Stockbrokers and Investments houses.

Our service is completely fee based. We do not accept commissions, kick backs, or enhancements of any sort from providers.

Our services include the following:

• Financial Planning and Solutions
  
  
• Investment Advice
  
  
• Pension Planning
  
  
• Retirement Advice and Planning
  
  
• Succession and Estate Planning
  
  
• Insurance Protection Advice

We will carry out a full review of our clients' existing circumstances and their financial objectives. We then provide a detailed report outlining current financial position, what we believe key aims and requirements should be.

A second stage is then to discuss clients' aims and objectives in more detail and offer some products / solutions on how to satisfy aims and requirements.

Investment Advice
We carry out a full analysis of all investment products.

We understand that a lot of these investment products are difficult to understand and compare. We also understand that owner manager clients are busy taking care of their every day business activity.

Our experienced staff have the knowledge and experience and know how to assess these investment products and where necessary recommend alternatives.

Pension Planning
As part of the overall financial services advice, Pension Planning is a very specialised area which must be given a great deal of thought and consideration.

We will advise clients on their personal circumstances and the optimal pension solution.

We have a special alliance with Marine House Trustees Limited who provide a Professional Pensioneer Trustee service for those clients who require a Self Administered Pension Scheme.

Retirement Advice and Planning
When clients reach retirement we advise on optimal income levels required in retirement and how to plan for this income drawdown. We can advise on the range of investment and pension products available to suit individual requirements.

Succession and Estate Planning
We have a specialised estate palnning unit available to assist clients in passing assets down to family and particularly passing on the family business to the next generation.

Protection Requirements
Whether life, health and income continuance insurance, we can advise on the protection required for personal financial planning purposes and quantify appropriate levels of cover and cost.